KrediOne-Pinjaman Online Cepat 3.0.1

KrediOne, formerly known as 360Kredi, functions as an online borrowing platform offering short-term loans with competitive interest rates, quick disbursement, extended repayment periods, and high credit limits of up to Rp 80,000,000.

Owned by PT Inovasi Terdepan Nusantara, KrediOne is a licensed and regulated financial technology company overseen by the Indonesian Financial Services Authority (OJK) with license number KEP-22/D.05/2021. It is also a member of the Indonesian Fintech Peer-to-Peer Lending Association (AFPI). The platform streamlines the process of obtaining unsecured personal loans online, catering to consumer needs and supporting productive financial management. With only a National ID Card (KTP), users can access online loans directly transferred to their bank accounts. KrediOne emphasizes security, rapid fund release, user-friendliness, low interest rates, and confidentiality of personal data.

Product details of KrediOne - Fast Online Loans with Low Interest:

• Administration Fee: starts from 0.25%, depending on loan amount and repayment duration
• Loan Tenor: from 91 to 360 days
• Loan Amounts: from Rp 400,000 to Rp 80,000,000
• Maximum Annual Percentage Rate (APR): 36% per year

Sample Loan Calculation:

1. Requested amount: Rp 3.000.000
2. Loan period: 91 days (approximately 3 months)
3. Annual interest rate (APR): 14%
4. Admin fee: Rp 3.000.000 x 0.25% = Rp 7.500
5. Interest for three months: (Rp 3.000.000 x 14% / 365 x 91 days) + Rp 7.500 = approximately Rp 37.404 per month
6. Monthly repayment: Rp 1.037.404 (principal + interest)
7. Total repayment over three months: Rp 3.112.212

Application Requirements:

• Minimum age of 18 years
• Steady employment status
• Valid KTP card
• Loan application through the official mobile app

Reasons to Choose KrediOne:

• No collateral or guarantees required
• Low interest rates and service fees with lengthy repayment options
• Around-the-clock online loan services
• Seamless online process with quick approval and disbursement following approval
• Secure data handling and smooth transactional experience
• Friendly and responsive customer support

How to Apply for a Loan via KrediOne:

1. Download the KrediOne app from Google Play Store or Apple App Store
2. Register and log in using your mobile number
3. Submit a loan application digitally within the app
4. Your application and credit limit are reviewed and approved electronically
5. If approved, funds are promptly transferred to your bank account

Caution against fraudulent online lenders impersonating KrediOne by offering loans outside the official app. For safe borrowing experiences, always download the official KrediOne app. When in need of quick funding or short-term loans, trust only authorized channels to ensure security and convenience. Remember to borrow responsibly—#BeWiseInBorrowing.

If you have questions or concerns, contact KrediOne at:

• Email: [email protected]
• Phone: 021-50880188
• WhatsApp: 0815 10070 360
• Working hours: Monday – Friday, 08:00 – 17:00
• Address: Sampoerna Strategic Square North Tower Lt 27, Jl. Jenderal Sudirman No.45–46, RT/RW 3/4, Karet Semanggi, Setiabudi District, South Jakarta, DKI Jakarta 12930

For updates and promotional offers from KrediOne, visit:

• Website: www.kredione.id
• Instagram: @kredioneofficial
• TikTok: @kredioneofficial
• YouTube: @kredioneofficial
• X (formerly Twitter): @kredioneofficial